Insurance Claim FAQ’s
If your roof has become damaged by a storm and you need a roof replacement, then you may need to get your insurance involved. This is especially relevant if you have a hail damaged roof in the aftermath of a hail storm. Alone, making an insurance claim for getting your roof replaced is a tedious, long and stressful process. It doesn’t need to be though. We are the reputable roofing contractor that can help to make any insurance claims you want to make on your roof a far easier and less stressful process.
If you’ve experienced damage to your roof as a result of a storm or hail, there’s a lot you have to deal with in the aftermath. Your primary concern is likely repairing the damage that your roof has sustained. This can often involves dealing with your insurance company. This can be a lengthy, confusing and sometimes stressful process, and you might have a lot of questions that you want answered. Below are some questions that you might be asking in the wake of having your roof damaged by a hailstorm.
What’s the First Thing I Should Do?
After it’s safe to do so, the first thing you should do is get a qualified roofing contractor to assess the extent of the damage. There could be more damage than you initially thought, or can see, so this can really help you to understand what you are truly dealing with. You should also carefully document the extent of the damage, including taking photos. Make sure everything is well labelled and clear.
What’s the Process?
After the initial inspection, you need to get in contact with your insurance company. You need to ask them what it is you are covered for and what their process is. This is something that you should do ASAP, as many you often only have a limited time after the initial damage to make a claim. Once you’ve determined everything with your insurance company, you can select a roofing contractor and get everything underway. Getting a roofing contractor who is experienced in dealing with insurance companies and claims, such as us, can make the process a whole lot easier and smoother.
Will Insurance Cover My Roof Replacement?
That’s all very dependent on your circumstances and policy. There’re so many different factors that can come into consideration. The age of your roof is also a factor, and many insurance companies might take that into account. For example, in some cases, if your roof is more than ten years old, your insurance company might only pay for part of the replacement cost. If you are unsure about anything, or don’t know exactly what you are covered for, it’s always best to talk with your provider. If you are covered, or partially covered, the best way to ensure things go as smoothly as possible is to hire a roofing contractor that’s experienced in dealing with insurance claims and insurance providers.